Do I have to tell my insurers about a motoring conviction or pending prosecution?

When you are taking out a policy of insurance, nearly all insurers insist on you notifying them of any motoring convictions you have received within the last five years. This includes offences dealt with by way of a fixed penalty.

Additionally, they would expect you to notify them if you are convicted of a motoring offence whilst they are providing you with insurance cover. A failure to notify your insurer of a motoring conviction could render your policy invalid and result in your insurer refusing to deal with any claims that may arise.

In respect of pending prosecutions, most insurers do not specifically require you to disclose this information, although, to err on the side of caution, you should check the terms of your insurance policy.

If you are facing a driving charge, contact the specialist motoring solicitors at JMW for comprehensive advice and support on how to deal with insurance companies before, during or after a driving offence. Call 0345 872 6666, or fill in our online contact form and a member of the team will be in touch shortly.

For information on the type of offences we can assist you with, take a look at our driving offences service page.